Ford's High Tech Trucker Hat Designed to Save Lives

The humble baseball cap could be the answer to stop you falling asleep at the wheel. It's not just any tatty old hat stuffed in the back of the wardrobe, though, but a hi-tech new product. Ford has revealed its Alert Cap that monitors the driver and gives them a jolt if they're drifting off.

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Is This Our First Glimpse of the Tesla Semi Truck?

On October 26th, Tesla is set to unveil an all-electric truck which will surely shake up the trucking industry. Details on the truck are light so far, and all we’ve seen from Tesla officially is one teaser photo. The event is right around the corner however, as yesterday Tesla sent out a “save the date” email to owners who have reached 5 referrals.

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"All I Do is Drive"

At Big Rig Lending, we recognize that you as an Owner Operator do much more than just drive, drive, drive. You are a business owner.

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California Dreamin'

Since the launch of Big Rig Lending in June of 2016, our team has been dreaming about when we could begin offering loan products in California. Big Rig Lending recognized very early on that California had a vast number of Owner Operators hauling freight up and down the West Coast, and we knew this was a market we had to be in. We knew there were drivers that need funds for repairs, taxes, insurance, and working capital, and we wanted to be there for them. Big ... 

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Credit Scores Could Jump 30 Points this Month

Starting this week, some consumers may have a higher credit score. Because of improved standards for utilizing new and existing public records, the three major credit reporting companies are now excluding all tax liens from credit reports. That means some scores will head higher, for some by as much as 30 points.

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Annual Roadcheck Inspection Blitz Two Months Out

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North America’s largest inspection blitz on commercial vehicles, International Roadcheck, will be held in two months on June 6-8.

The Commercial Vehicle Safety Alliance plans the 72-hour event each summer to “conduct compliance, enforcement and educational initiatives.”

Inspectors this year will be placing an emphasis on cargo securement. While this is a normal part of CVSA’s Level I inspections, the organization says its inspectors will be highlighting cargo securement as a reminder to drivers and fleets of its importance.

To help prevent violations related to load securement during the inspection spree, CVSA says to make sure the load and all equipment is properly secured, and to inspect tie-downs to check for wear and damage. Violations related to cargo securement include failure to prevent shifting/loss of cargo, failure to secure truck equipment, damaged tie-downs, insufficient tie-downs and loose tie-downs.

During 2016’s inspection spree, inspectors placed 21.5 percent of trucks inspected out of service, along with 3.4 percent of drivers, or 9,080 trucks and 1,436 drivers. A total of 62,796 inspections were performed during the event, according to CVSA, and 42,236 of them were Level I inspections, the most comprehensive. Brakes and hours were the top out-of-service violations in 2016.

This article was originally published on Overdrive.com

Drivers Offer Tips on Dealing with Winter Weather on the Road

On Monday, truck drivers were involved in two major accidents on interstates in Pennsylvania; one on I-80 and the other on I-83. Both were caused, in part, by sever winter weather conditions.

Several members of the RoadPro Family of Brands Pro Driver Council offered tips on driving during this sometimes dangerous season.

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Credit Score Killer: #4 — Slow Pays

You have heard it said "Slow and Steady wins the race."  Well, in the world of credit scores, that is not the case.  Slow pays can, and will, kill your credit score.  So what is the definition of a "Slow Pay?"  A slow pay is an account that you pay regularly, but you unfortunately pay 30 days or more past due.

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Credit Score Killer: #3 — Cell Phones, Cable, and Satellite TV

When you think about credit scores, do you think about Cable TV? Or Satellite TV?  Unless it is an advertisement for Credit Karma or FreeCreditReport.com, you probably have never thought about the connection between your cable service and your credit report.However, we frequently see charges owed to these companies that show up on the credit reports of our applicants.

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Credit Score Killer: #1 — Too Many Inquires

Over the next several weeks, we are going to publish some articles about "Credit Score Killers."  Those things that can have a dramatic, negative impact on our credit scores.  Many of these you may already know.  But some may come as a surprise to you.First on our list is "Too many inquiries."  In the world of Facebook, we like to have lots of "Likes" and lots of "Friends."  In the Instagram world and in the Twitter-sphere, people ...

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Big Rig Lending to the Rescue!

Image via shaunl/Getty Images

We all heard the sirens and seen the flashing lights as we drive down the road.  Emergency vehicles like firetrucks, ambulances, and police cars speeding down the interstate to an emergency.  As much was we all try to avoid them, emergencies happen.  Accidents happen.  If you are on the road every day, you are going to eventually see accidents and emergencies. 

In financial terms, owner operators have financial emergencies as well.  These emergencies are caused by a variety of situations - unexpected repairs, delays in receiving factoring money, weather emergencies that delay delivery or pickup of a load and delay your payment, or an accident caused by an uninsured driver where you need money for the deductible. These emergencies are a natural part of being a driver.

Did you know, according to a recent study released by Bankrate.com, that 66 million Americans have no emergency fund whatsoever? That is roughly 1 in 4 working adults that don't have access to emergency funds - $1,000, $3,000, or $5,000.

At Big Rig Lending, we are in the Rescue business. We want to step up and help during these stressful times of emergencies. We want to help the folks who don't have that Emergency fund.

Here's how we can come to your rescue:

  • Fast Fundings - We can fund new transactions within 24-48 hours. Start to finish. With 10 minutes on the phone and 4 pictures, we can start the process to get you the money you need.

  • No Inspection - At Big Rig, we do not require an onsite inspection. If your truck is in the shop, we can get you the funds you need to get your truck out of the shop and get you back on the road.

  • Extra Cash - Maybe you need a little extra cash to begin to build your own personal emergency fund back up. We can help you unlock some of the capital you have tied up in your Big Rig.

Let Big Rig Lending be your Emergency Vehicle. Let us be there with the help and assistance you need in those times of emergencies.


A Teddy Bear Christmas

Christmas just wouldn't be Christmas without this classic trucking Christmas song by Red Sovine. Released in 1976, this song came out during the midst of the CB craze in the United States. It is a story about a little boy with the handle Teddy Bear. If you have never heard this song, take a listen. If you have heard it, you will be reminded of the goodness of the truck drivers in America. 

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Year End Tax Planning

If you are like most owner operators, your fiscal year end coincides with the calendar year end — 12/31. So in the midst of all the freight that you are moving this time of year, the last thing you want to be thinking about is Uncle Sam and Tax Bills. We get that. But there are some helpful things to be thinking about as the end of year approaches that could save you so money on taxes come April 15th.

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Veteran's Day in America

November 11th. Veteran's Day in America. A day to remember the positive impact our veterans have had on our country over the last 200+ years. 

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Check Engine Light

You have heard it said "An ounce of prevention is worth a pound of cure." That is true in how we take care of our bodies, our houses, our cars, and yes, how we take care of our Big Rigs.  

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